The loyalty, well-being and productivity of your employees depend on high quality employee benefits such as your medical insurance program. Al-Ittihad Al-Watani, a pioneer on the UAE insurance scene since 1976, has perfected a wide range of readymade and customized corporate medical insurance programs to suit all group sizes and budgets.

Enroll with us to:

• Only pay for what you really need.
• Select the benefits that are essential to you.
• Experience an uncompromising service level.
• Benefit from the backing of the strongest rated international reinsurers.

You are in control:

• Select from a wide variety of plans, networks and limits. Pick and choose your optional benefits: Dental, Optical, Alternative Medicine, Wellness and more.
• Insuring near and far: from the UAE to the world, choose your scope of coverage. Our international assistance services also include evacuation covers and repatriation services.
• Pre-existing and chronic conditions: Covered with no waiting period *.
• Second medical opinion: Secured from trusted institutions.

 * 6 months waiting period might apply for new members who join insurance for the first time without continuity of cover.

 Network Flexibility:

• Includes all major medical network administrators in the UAE. Choose your preferred one.
• Equipped for international direct billing services.
• Dedicated mobile companion app for insured members.
• Wide network with more than 1,500 health providers in the UAE in addition to an international reach.

Size doesn’t matter…

Ask our thousands of satisfied multinational and SME clients.

There are no “small clients” at Al-Ittihad Al-Watani. Our attention is undivided regardless of the size of the policy or the number of insureds.

If your company has up to 150 members, you will benefit from these special features of our SME program:

• Flexibility in benefits selection based on your requirement and budget.
• Separate Plans for Abu Dhabi, Dubai and Northern Emirates.

Our Spectrum of Benefits:

Out-of-Hospital Benefits:

• Medical consultation
• Diagnostic tests/procedures
• Pharmaceuticals
• Physiotherapy
• Preventive services, vaccines and immunizations
• Mental health / psychiatric treatments
• Alternative medicine treatments
• Minor procedures
• Maternity benefit
• Cover for emergency dental and gum treatment
• Cover for emergency hearing and vision aids
• Ambulatory cover within full network hospitals and private diagnostic centers

In-Patient Benefits:

• Room and board
• Intensive care unit
• Surgeons and anesthesiologist fees
• Diagnostic and lab tests
• Various therapies
• Companion room and board under 16 years of age
• Cover for return air fare

For more info contact us

T +971 4 210 6800

E unic@unic-aiaw.com